How can you boost your pension savings?
Research shows there is a significant gap between people’s desired pension savings and their actual savings at retirement. Hugh Austin, Private Client Adviser, offers some important tips to help you maximise your pension savings.
Retirement just got more expensive
Research by the Pensions and Lifetime Savings Association reveals retirees now need substantially more income in retirement. We discuss how you can ensure you have enough to meet your needs.
Are you on the right runway to retirement?
Building a financial plan for your retirement can be complicated, particularly given the current inflation and interest rate challenges – but do not put it off.
Are you passing on your knowledge?
We look at how you and your family can boost retirement savings and protect wealth together.
75% of savers don’t know the value of their pension
Following new research carried out by Standard Life, we share key insights and actions you can take to improve your financial position.
Voluntary National Insurance contributions – deadline extended
We take a look at the impact on your State Pension and whether you should consider topping it up before the deadline.
Significant changes to pension taxation
It’s not that often pensions make headline news. However, in last month’s Budget announcement the Chancellor Jeremy Hunt unveiled significant changes that impact higher earners and those with larger pension funds.
Are annuities making a comeback?
With annuity rates on the increase, we look at whether they are making a comeback and how it can play a valuable role for many people as part of their overall retirement income strategy.
Defined benefits aren’t the only way to guarantee income
It is fair to say that the gilt market has been more volatile than usual over the course of 2022. At the start of January this year the average yield on a UK 15 year gilt was 1.144%.
Time to look again at annuities
In this article we analyse why annuities have become a more attractive option when it comes to planning your retirement income.
Inflation – Is your pension income protected?
We take a look at how rising prices affect people with different types of pension, as well as everyone facing a cost of living crisis.
The impact of raising the State Pension age
The last change in State Pension age (SPA) was phased in between December 2018 and October 2020. We take a look at new research that shows how the most recent increase in State Pension age has hit those affected.
